Announcement

Announcement Module
Collapse
No announcement yet.

no heath insureance

Page Title Module
Move Remove Collapse
X
Conversation Detail Module
Collapse
  • Filter
  • Time
  • Show
Clear All
new posts

  • no heath insureance

    hello, its been awhile since i been on here and since then i haven't had health insurance and my bills already went to collection. im only 22 years old with no income at all.
    any advice?

  • #2
    Are you in the US?
    Jan, 1975: Right I/O, followed by RPLND
    Dec, 2009: Left I/O, followed by 3xBEP

    Comment


    • #3
      Yes i am - California if that helps.

      Comment


      • #4
        I have heard of people filing for medical bankruptsy, I know it doesn't hurt your credit as much as standard bankruptsy.

        What are you plans for future income?
        sigpic
        Diagnosed 4/17/08
        Right orchiectomy 4/18/08
        Pure choriocarcinoma; HCG 715,000; lungs, lymphnodes, liver, and random other places
        4X VIP chemo at IU with Dr. Einhorn 4/25/08-7/4/08
        HCG down to 7.2 10/28/08
        HCG back up to 198 12/29/08
        1 X PVB 1/2/09-1/6/09
        2 X HDC w/ stem cell rescue 2/4/09-3/14/09
        Follow-up with Dr. Einhorn 4/22/09
        HCG 1.2
        3 rounds, 21 days, twice daily, VP-16 50mg 4/24/09-7/10/09

        http://www.caringbridge.org/visit/johncovell

        Comment


        • #5
          i was considering that option when i get some kind of job to hire a attorney.

          Comment


          • #6
            I'm not a legal expert so take this for what it's worth. The longer you wait, the more likely the chances that the medical community and collection agencies will try to seize or put liens on property, and garnish your wages when you do find work. Not a good way to start a new job.

            Filing for protection against creditors (bankruptcy) for medical expenses is an unfortunate consequence of our form of health care coverage. I think I read that the number of medical expense bankruptcies is higher than those from the mortgage fiasco. With some homework and persistence, you could probably file without a lawyer. Or you might find an organization that does this pro bono or for a small fee.
            "Statistics are human beings with the tears wiped off" - Paul Brodeur
            Diagnosis: 05Sept07 Right I/O: 13Sept07; Pure Seminoma; Surveillance only per NCCN: All Clear August2013 (CT scan, Markers)

            Comment


            • #7
              thanks for the response. I'll have to do some more research,

              Comment


              • #8
                Hi Wes---If you don't mind sharing with me, please send me a PM with some more details of your situation, and I'll see what resources I can find in your area. I've had some decent success with finding assistance for folks. Namely, let me know when/where your treatment occurred, if you've had insurance at any point during treatment or after, etc. We'll see what I can do for you.
                Best wishes,
                Kat
                sigpic_______________________________________________
                Caregiver
                DX 5/15/09
                Left orchiectomy 5/22/09
                60% embryonal, 40% seminoma, w/ VI, LI, T2 (CS-IB)
                CTs clear, X-rays clear, blood markers normal
                L-RPLND 7/14/09, San Antonio
                3 nodes positive, 100% embryonal, N1 (PS-IIA)
                2 rounds BEP August 24, 2009, Austin
                Enlarged lymph nodes Oct 09, Dec 09, Jan 10, Apr 10
                All clear 10/01/10

                Comment


                • #9
                  I understand what it's like to be without money
                  Try to find a job through the Internet
                  It can help you find money

                  Comment


                  • #10
                    Did you try to apply for MediCal? California has a pretty generous Medicaid program but, you need to go through the process to apply. Since it is after the fact I'm not sure it would do any good as far as paying current bills but, if you still need follow-up care you'd be covered. Have you talked to any of the social workers at the hospital about this or the patient financial services at the hospital? Have you ever worked? If not you could try to apply for SSI (welfare) which would probably give you MediCal right off the bat. I'd get in touch with a social worker A.S.A.P. and let them know what is going on, they can probably guide you in the right direction.

                    Comment

                    Working...
                    X