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Critical Illness Insurance?

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  • Critical Illness Insurance?

    Hey guys, looking for some info on critical illness insurance. I was diagnosed with stage 1b seminoma. I had left orchiectomy and going for one dose of carboplatin in a couple of weeks. Someone recommended I look to see if I have critical illness insurance and I noticed I have been paying a small amount each paycheck for this. Looks like it's through metlife. Anyone have any experience with this? Is TC typically covered? What does the payout look like? Any ideas? Thanks fellas...

  • #2
    Can't say I've heard of it, No idea what it might even be about....
    Jan, 1975: Right I/O, followed by RPLND
    Dec, 2009: Left I/O, followed by 3xBEP

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    • #3
      Contact your HR. They can help you navigate your benefits and eligibility. My work and my wife's offered it, but we didn't sign up. Should have! haha.
      6/5/15: bHCG 27,AFP 8.66, LDH 361, 5.6cm lymph node - Stage IIC
      6/16/15: Left I/O 85% EC, 10% chorio, 5% yolk sac opinion 2 (mayo) 90% EC, 10% yolk sac
      7/7/15: bHCG 56, AFP 42, LDH 322
      7/13/15 - 9/18/15: 4xEP
      10/1/15: bloodwork normal, ct scan shows 2 lymph nodes 1.0cm
      10/26/15: 2nd opinion on CT results - lymph nodes normal. Surveillance!
      4/6/16: 1.7cm X 1.5cm lymph node found with markers normal.
      4/20/16: RPLND @ IU - teratoma only!
      9/27/2018 all clears up to this date!

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      • #4
        Contact your HR. They can help you navigate your benefits and eligibility. My work and my wife's offered it, but we didn't sign up. Should have! haha.
        6/5/15: bHCG 27,AFP 8.66, LDH 361, 5.6cm lymph node - Stage IIC
        6/16/15: Left I/O 85% EC, 10% chorio, 5% yolk sac opinion 2 (mayo) 90% EC, 10% yolk sac
        7/7/15: bHCG 56, AFP 42, LDH 322
        7/13/15 - 9/18/15: 4xEP
        10/1/15: bloodwork normal, ct scan shows 2 lymph nodes 1.0cm
        10/26/15: 2nd opinion on CT results - lymph nodes normal. Surveillance!
        4/6/16: 1.7cm X 1.5cm lymph node found with markers normal.
        4/20/16: RPLND @ IU - teratoma only!
        9/27/2018 all clears up to this date!

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        • #5
          Thanks biwi. Looks like I have it and the payout depends on if it's considered full benefit or partial benefit cancer...anyone know? Im trying to check with doc as well but hard to get hold of

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