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Thread: New job & new insurance

  1. #1
    Join Date
    Jan 2005
    Location
    Wichita, KS
    Age
    40
    Posts
    42

    New job & new insurance

    Hi All,

    I am in talks with another company about a job. It's not all said & done yet, but I wanted to ask some questions, here, to make sure I know what I am getting myself into.
    This job would get me from High-Tech medical land, Massachusetts, to .... Wichita, Kansas!

    There are no 'specialists' mentioned on the TCRC page for Wichita (frankly, I would have been shocked to find one there). Since I am 1 year (to the day!) cancer free I really only need a doctor and oncologist who will stick to the surveillance protocol for post-chemo, post-RPLND patients. If anyone has suggestions on doctors, I'd be happy to hear about it. Recurrences are not acceptable regardless of where I live.

    I guess the more important part is about the insurance. I am not sure about their carrier - want to say Blue Cross/Blue Shield. I remember a thread about what to watch out for when switching insurance companies with a pre-existing condition. Unfortunately, I can't find that thread.
    Could someone please give me some pointers in this regard? Are there any questions I should ask ahead of time, while in negotiations but without bringing up my cancer history?

    Thanks aleady ahead of time.

    Martin
    Stage IIa, non-seminoma (90% embryno / 10% teratoma); I/O 12/22/04, 3 x BEP, RPLND 05/12/05

  2. #2
    Join Date
    Apr 2005
    Location
    Spring, Texas
    Age
    66
    Posts
    13
    I grew up in Wichita; while I cannot give you a referral to a specific doctor you might check with the Wesley Hospital system - it is affliated with the University of Kansas Medical School.

  3. #3
    Join Date
    Dec 2004
    Location
    Chester County, PA
    Posts
    1,013
    Martin, do you have health insurance now? Dianne

  4. #4
    Join Date
    Jul 2005
    Location
    Holley, NY
    Age
    54
    Posts
    58

    Link

    Diagnosed 7/5/05, Rt. I/O 7/29/05, Nonseminoma Stage IIa, Started 3XBEP 9/06/05 changed to 4XEP due to reaction from Bleomycin. Currently surveillance.

  5. #5
    Join Date
    Jan 2005
    Location
    Wichita, KS
    Age
    40
    Posts
    42
    Appreciate the replies and pointers.

    Larry B. - where'd you hide that thread?! That is exactly the one I had been looking for. Must've been blind ...

    I do currently have health insurance (Harvard Pilgrim Healthcare). No complaints with them. To tell you the truth, I would have never spent a second thought about switching jobs and the effects it would have on my coverage and ongoing surveillance, if I hadn't read the above mentioned thread.

    I will have to do some reading up on COBRA, HIPAA and so on - there may be more questions coming up, but for now: Thanks everyone!

    - Martin
    Stage IIa, non-seminoma (90% embryno / 10% teratoma); I/O 12/22/04, 3 x BEP, RPLND 05/12/05

  6. #6
    Join Date
    Oct 2005
    Location
    Skive, Danmark
    Age
    49
    Posts
    149
    I like this part so much:
    Quote Originally Posted by Martin
    Since I am 1 year (to the day!) cancer free...
    Congratulations and best wishes
    Jens
    Embryonal carcinoma, stage II,
    3 x BEP, apr - june 2005
    Surveillance

  7. #7
    Join Date
    Jan 2005
    Location
    Cape Coral, Florida
    Age
    41
    Posts
    612
    I have a freind that lives in Kansas and had a battle with Melenoma.. He also has 2 members of his family with cancer (Both with breast cancer)... He said to try contacting these two treatment centers in Kansas.

    1) www.cancercenterofkansas.com (has several locations throughout kansas)

    2) www.kumc.edu ( University of Kansas school of Medicine)

    Hope this info helps and good luck with the new job should you accept it!

    P.S. Hope you buy property with a storm bunker
    Moffitt Cancer Institute
    CANCER SUCKS
    Diagnosed/Left I/O 9/18/2004--Non-Seminoma/Stage IIIC--3X B.E.P chemo--3X T.I.P. Salvage chemo---Abdominal Tumor@ 34cmX 24.5cmX 17.5cm---4/19/2005 --RPLND/Left Kidney,8 1/2lb Abdominal tumor,42 nodes removed---7/16/2005 Remission/Surveillance---Severe Peripheral Neuropathy--

  8. #8
    Join Date
    Jan 2006
    Age
    48
    Posts
    22

    Additional tips

    Hi,

    I am the group health insurance guy here.... I am a health insurance consultant for companies.

    A couple of other things to keep in mind besides, HIPAA, COBRA, etc. is that you may have access to other Drs/experts outside of Kansas depending on the plan and carrier you select. If local providers/experts are a concern, try to get on a PPO plan. If you are on with Blue Cross or United, or Aetna or CIGNA, they have a national network you can access and some may include the national experts listed on this site. However, in Southern California I noticed that the experts listed here were non network providers. This does not mean I cannot access them, it only means it will be more expensive.

    I am going to be moving to fairly small town in a couple of months, but will be about a three hour drive from a good medical teaching university. As long as you can get to experts, that is the important thing. They don't have to be in your back yard.

  9. #9
    Join Date
    Apr 2006
    Location
    California
    Posts
    2
    Quote Originally Posted by Martin
    Hi All,

    I am in talks with another company about a job. It's not all said & done yet, but I wanted to ask some questions, here, to make sure I know what I am getting myself into.
    This job would get me from High-Tech medical land, Massachusetts, to .... Wichita, Kansas!

    There are no 'specialists' mentioned on the TCRC page for Wichita (frankly, I would have been shocked to find one there). Since I am 1 year (to the day!) cancer free I really only need a doctor and oncologist who will stick to the surveillance protocol for post-chemo, post-RPLND patients. If anyone has suggestions on doctors, I'd be happy to hear about it. Recurrences are not acceptable regardless of where I live.

    I guess the more important part is about the insurance. I am not sure about their carrier - want to say Blue Cross/Blue Shield. I remember a thread about what to watch out for when switching insurance companies with a pre-existing condition. Unfortunately, I can't find that thread.
    Could someone please give me some pointers in this regard? Are there any questions I should ask ahead of time, while in negotiations but without bringing up my cancer history?

    Thanks aleady ahead of time.

    Martin
    try checking out http://www.oneshopinsurance.com they're like brokers here, they'll find you a reliable and affordable insurance that will best fit your need. they have a couple of companies here so you can check out on their premiums. hope this helps.

    fiance

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